Illustration tool · Not a projection of guaranteed returns

6-Year Investor Return Projection

Adjust the assumptions below to see how a member's contribution could compound over six years under the club's dividend, reserve, and reinvestment schedule — including the annual dividend paid in cash, fees, and the reinvested profit pool.

These figures follow whatever trading-profit rate you enter above exactly, for illustration only. A high monthly compounding rate (for example, 6%/month is roughly 100%+ gross annually before fees) is extreme and not a realistic or guaranteed return. This tool does not constitute investment advice or a promise of performance.

Assumptions

Every figure below is editable — the table and totals recalculate live as you change them.

Initial / Recurring Yearly Investment

Assumes the member re-contributes this same principal each year after it's returned at year-end.

Monthly IC Trading Profit Rate

%/mo

Compounded monthly on the beginning-of-year balance.

Annual Dividend Rate

%/yr

Paid to the member in cash every year, before reinvestment.

Manager Fee

%/yr

Charged annually on beginning-of-year balance.

IC Operating Expenses

%/yr

Charged annually on beginning-of-year balance.

Years 1–3: % of Remaining Profit Held in Reserve

Applied after the dividend. Held as idle cash, not reinvested, not yet paid.

Year 4: % of Remaining Profit Distributed

Paid to the member in cash.

Year 5: % of Remaining Profit Distributed

Paid to the member in cash.

Year 6: % of Remaining Profit Distributed

Paid to the member in cash.

Year-by-year projection

Scroll right on smaller screens to see every column.

Year	Beginning Balance	Gross Annual Trading Profit	Manager Fee	IC Expenses	Net Profit After Fees	Dividend Paid (cash)	Remaining Profit	% Held/Distributed	Amount Held/Distributed	Amount Reinvested	Principal Returned (re-contributed)	Reinvested Pool (cumulative)

Reinvested profit pool (still compounding)

Excludes re-contributed principal, which nets to zero if re-contributed each year.

Cumulative dividends paid (Yrs 1–6, cash)

Cumulative distributions paid (Yrs 4–6, cash)

Cumulative reserve held (Yrs 1–3, not yet paid)

Total wealth to investor

Reinvested pool + dividends + distributions + reserve.

This illustration follows the exact assumptions entered above and is for discussion purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any security, and is not a guarantee of future performance. "Principal Returned" is shown each year to make the cash round-trip explicit; it's assumed to be immediately re-contributed as next year's beginning principal and is excluded from Total Wealth to avoid double-counting.